How it works – Venture Vault Capital

3 steps to get funding

01 Apply in 5 minutes

We streamlined the process and reduced the time to a couple of minutes

02 Get Approved

A credit counselor will find the best terms for you

03 Receive Your Funds

Sign a contract and receive funds within 24 hours

MCA Calculator

This is not meant to calculate true APR, terms and factor rate are variable

Enter total advance amount

Enter Factor Rate

Term

Payback Total $110000

Payment Amount $229.17

Enter Additional Fees

Total net

$98000

Calculate your comfortable payments

Input your details to see your estimated payments across different loan amounts and terms that are tailored to you

Example

Max, owner of a construction company, needed funds to take on bigger projects and hire more skilled workers. He obtained working capital through a business loan, allowing him to expand his services, take on lucrative contracts, and grow his business substantially. This success demonstrates how working capital can fuel business growth and profitability

Questions? Answers

What are the minimum requirements to apply for financing?

3 months in business
3 months of business bank statements
$10,000 in monthly revenue

Will a low credit score affect my chances of being approved?

While a low credit score may limit your financing options, we only require a 500 FICO score to get you funds

I'd rather not speak to anyone on the phone. Is there another way to apply and select a lender?

Yes. Our Automated system can provide you with financing options without the hassle of speaking to someone on the phone.

I don’t need financing but know business owners who may. Do you have a referral program?

Yes. We offer a referral payment for clients that receive financing. Please inquire within for additional information.

Instead of business bank statements, can I use personal statements, tax returns, or cash receipts?

Unfortunately, we cannot accept any other documents to proceed with financing.

How soon will I have access to my money after I’m approved?

It depends on the financing product and partner that you are paired with. However, we estimate it would take anywhere from 24-72 hours to receive the capital after our receipt of the initial required documentation.

Accelerate your business success

The application is effortless and quick, taking only two minutes

*Applying will not impact your credit score